Dr Loan
Professional Mortgage Diagnosis

A Complete Health Check for Your Mortgage

Experienced mortgage advisors who analyse, diagnose, and prescribe the right mortgage for you. First mortgage, second mortgage, refinancing — one stop.

Your Loan Doctor, Your Mortgage Physician

Today's Reference Mortgage Rate
HIBORH + 1.3%PRIMEP − 2.25%

* Reference: Hang Seng Bank (2026/04). Actual rate subject to final bank approval.

Our Diagnostic Scope

Tailored advice and solutions for every mortgage situation.

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First Mortgage

Compare first-home mortgage plans — secure the best rate and the highest loan-to-value ratio.

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Second Mortgage / Top-up

Unlock the value in your property and solve cash-flow needs through compliant second-mortgage referrals.

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Refinancing

Review your existing mortgage to secure lower rates and cash rebates, reducing your monthly repayment.

Mortgage Health Check

Enter the property details for an instant preliminary diagnosis.

Loan AmountHK$5,600,000
Monthly PaymentHK$25,147
Total InterestHK$3,452,741
Total RepaymentHK$9,052,741

* For reference only. Actual rate and terms are subject to final bank approval.

Book a Free Consultation

Leave your contact details — our advisor will reach out within 24 hours.